Seven ways to optimise your monthly subscriptions

Bundle, Subscribe, Unsubscribe, Resubscribe

It’s fascinating to see how subscription products can expand your monthly bills over time. From music ($10/monthly) to movies ($10/monthly) to books ($20/monthly) to gym ($55/monthly) to insurance ($50/monthly); before you realise, they have added more than $100 to your monthly bills. Let’s discuss a strategic outlook on how we can optimise your subscription products:


There are some products that you really can’t live without such as cloud storage or computer software on your computer like productivity tools. To continue using these services without disruption, it’s best to purchase upfront for longer subscription durations like for a year or so. You can even pay for two years upfront for $100 (example) with $30 savings. The savings are small but since you know you’re going to use it for a year, you might as well purchase and keep rather than paying it on a recurring basis. A good example will be an insurance company, where annual lump sum payment saves you a bit more than paying for it on a monthly basis (advice: speak to your insurance provider on this today!).


Some subscription products come with upgraded features, this is something that allows you to scale down or downgrade and yet still enjoy the service. For example, Movie subscription offers resolution options from UHD to standard HD. By scaling down to standard HD instead, you could save about $3 – $5 on a monthly basis, not much but in a year it’s $36 to $60 savings!

To downgrade, here are some tips:

  • List all of your subscription services that you currently have.
  • Filter the ones with and without contracts. (You can’t do much with the contracted ones but still, no harm trying!)
  • See if there is a need to downgrade based on your current usage and requirements, it can be from 100gb to 70gb plan or 192Kbps to 128Kbps to 320Kbps or UHD to HD. If you later decide you need to upgrade again, you can also easily do this when that time comes.
  • Contact the operator or do it in-platform (self-serve) online to downgrade.

Usually, most people would just subscribe to several different movie or streaming services and forget about it. However, there’s nothing wrong in subscribing and unsubscribing whenever you wish. For example, if there’s a new release of a movie or a book, all you need to do is cancel the one that you’re not interested in for now and use the one you like. If next month there’s a movie from a different provider, then cancel your current one and make a switch. It’s easy but requires a bit of forward planning; last-minute changes may result in you paying double. By rotating providers, it also helps you save; instead of paying for two movie streaming services for $20 monthly, now you only need to pay $10 and save $10 a month.


One way to optimise your subscription is to share your accounts with your friends or family. You could be paying a full price for a subscription, but only use parts of it such as three out of five user accounts or forty per cent of cloud storage space. In this case, you might as well share it. For example, you could divide your cloud storage with your sister/brother so that you could now optimise your storage rather than keeping it as free space that’s paid for.


Sometimes it’s good to take a look at your subscriptions and see which are costing more. Purplebundle allows grouping of all your subscription products into a single package with some savings. These savings have a more significant impact on an annual basis rather than monthly. On top of that, Purplebundle enables you to use a single transaction payment rather than paying multiple charges to multi subscription operators on a different date of every year or month.


One of the favourite practices of most people; create few email addresses and begin using free services or trials accounts. There are a lot of ‘freemium’ products too for you to try out, most likely you will continue using it for free. Sometimes, it’s good to also look into the trial products to get some experience or update certain features of the product. Most importantly, it’s free and gives us some edge at the same time.


Lastly, the most challenging task of all is to unsubscribe from services that you’re not using or hardly using. The best way to do this is to ask yourself, can you live without it. If the answer is ‘Yes’, then unsubscribing will be a wise decision. Remember, you can always unsubscribe today and resubscribe whenever you want/need to. A simple calculation to see if the subscription product is worth it to you is by calculating an hourly rate. If you spend thirty hours a month on product A and a few hours on product B, then products B is becoming expensive and it’s time to let it go.


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